FIFA 20 requires Origin (now EA App) login for online features. Cracked versions often disable online play, but some fake cracks attempt to steal your EA credentials.
: If you must use compressed versions for data-saving reasons, ensure you are using well-known, community-vetted sources (like FitGirl or DODI) rather than clicking on random search result links that lead to .zip files. FIFA.20-GamingBeasts.com-.zip
I searched through gaming subreddits and tech support forums to gather real user reports: FIFA 20 requires Origin (now EA App) login